Smart books for every stage of your business.
Four plans designed for every stage of your contracting business. Every plan starts with a one-time cleanup engagement.
Not sure which plan fits? We can customize one that is just the right fit for where you are today. Book a free discovery call and we'll figure it out together.
Most contractors overpay the IRS by tens of thousands of dollars every year. That stops here.
The tax code isn't designed to punish contractors — it's loaded with legal strategies most business owners never use because they don't have the right advisor in their corner. The Profitability Package changes that. I build a personalized tax strategy around your specific business, using current IRS tax codes to drive your liability as close to zero as legally possible.
This isn't about cutting corners. It's about using every legitimate deduction, credit, and structure the IRS already allows — the same strategies large construction firms use every single year — applied directly to your business.
Every quarter we review your numbers together. Every year we go into tax season with a plan — not a prayer. And every decision we make is backed by current IRS code, not guesswork.
"The goal isn't just clean books. It's keeping the maximum amount of money in your pocket — legally, strategically, and permanently."
— Cathy Kegley, CEO, AI Pro Bookkeeping LLC
Six strategies most contractors never use.
Section 179 Expensing
Deduct the full cost of qualifying equipment and vehicles in the year of purchase. Trucks, tools, trailers — all eligible. Up to $1.22M in 2024.
Bonus Depreciation
Accelerated deduction on new and used business property placed in service during the tax year. Stacks with §179 for maximum impact.
Qualified Business Income Deduction
Pass-through business owners may deduct up to 20% of qualified business income. A massive benefit most contractors miss entirely.
Home Office Deduction
Deduct a proportional share of home expenses — mortgage/rent, utilities, insurance — when you use dedicated space for your business.
Solo 401(k) / SEP-IRA
Contribute up to $69,000/year pre-tax. Reduces taxable income dollar-for-dollar while building your retirement wealth simultaneously.
S-Corp Election Strategy
Restructuring from sole prop or single-member LLC to S-Corp can eliminate 15.3% self-employment tax on a significant portion of your income.
* AI Pro Bookkeeping provides bookkeeping and financial strategy services. Tax strategies are implemented in coordination with your licensed CPA or tax professional. Cathy works alongside your existing tax advisor or can refer you to a qualified professional in your area.
Stop running your business blind.
Most contractors have a bookkeeper. Very few have a financial strategist. CFO Advisory is the difference between knowing what happened last month and knowing what to do next quarter. It is not accounting. It is financial leadership, applied to your specific business.
CFO Advisory is included in the Enterprise plan.
Profit by Job, Not Just by Year
Your P&L tells you if the business made money. Your CFO tells you which jobs, which clients, and which service lines made money. We build the reporting structure that shows you your real margin by project, by crew, and by contract type. You stop guessing which work is worth taking.
Cash Flow Forecasting
A healthy bank balance is not the same as a healthy business. CFO Advisory includes a rolling 90-day cash flow forecast updated monthly. You see exactly when cash gets tight, when you have room to invest, and when to accelerate collections before a gap becomes a crisis.
Growth Decision Support
Should you hire the next crew member? Buy or lease that equipment? Bid the larger commercial project? These decisions carry real financial consequences. Your CFO runs the numbers, stress-tests the assumptions, and gives you a clear recommendation before you commit.
Entity and Tax Strategy
At the Enterprise level, your CFO works alongside your tax strategist to align your business structure with your tax position. S-corp distributions, depreciation timing, cost segregation on real estate, and year-end moves are coordinated across your entire financial picture, not handled in silos.
KPI Scorecards and Benchmarks
You get a monthly one-page scorecard showing the ten numbers that matter most in your contracting business: gross margin, overhead ratio, accounts receivable aging, job backlog, labor burden, and more. Each one is benchmarked against healthy contractors at your revenue level so you know where you stand.
Exit and Succession Planning
Whether you plan to sell in five years or pass the business to family, the value of your contracting company is built now, through documented systems, clean financials, and consistent profitability. Your CFO keeps your books in the condition a buyer or lender expects, from day one of your engagement.
Who is this for?
CFO Advisory is for contractors generating $500,000 or more in annual revenue who are ready to stop reacting to their finances and start leading with them. If you are past survival mode and ready to build something lasting, this is the plan that gets you there.
Ready to stop leaving money on the table?
Book a free 30-minute discovery call. No pressure, no obligation — just clarity on what the right plan can do for your business.
Book Your Free Discovery Call →